Paypal or Credit Card?

Paypal or Credit Card?

Discussion in 'E-Commerce & Payment Systems' started by ferenan, Jul 20, 2015.

  1. Smith-K

    Smith-K Member

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    I use a mix of both as you will eventually need to link your credit card with your Paypal account. I actually have been assigned a personal Paypal rep considering my account reputation and the amount of money it has received down the years.
     
  2. shilpa

    shilpa Member

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    For international payments I use PayPal, because that's the speediest, hassle-free, and quality-based paying gateway. Most online retailers have PayPal as a payment option on their commercial platforms. Also PayPal ensures a great deal of flexibility and transparency in every kind of transaction. Moreover, PayPal offers several exciting offers from time to time. So PayPal is better for international payments.

    For domestic use I prefer credit/debit cards. All local online retailers have this option of payment. So there's a great deal of flexibility. Also if you have any issue, the issue could be resolved more quickly as you're using it locally and may approach relevant personnel in case of unfair trade practices.
     
  3. joegirl

    joegirl New Member

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    I have both Paypal and credit card for different gateway payments. If you provide a service online, you need to have a Paypal account as this is the most common method of getting paid. To get your Paypal account verified, you also need to have Credit Card.
     
  4. fishmonk

    fishmonk New Member

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    I have been using my credit card for online purchasals. The main reason is because I want to get some treat points offered by my local bank to exchange for vouchers.
    The shopping sites which I use generally prefer VISA or Mastercard. Paypal is available as a payment option but this does not apply to all the online shopping sites.
     
  5. Tania997

    Tania997 New Member

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    I use a mix of both, sadly some websites do not accept PayPal. Amazon is one. I sometimes buy some Chinese merchandise off AliExpress, and they don't have a PayPal option. Except for those two sites and something else that refuses PayPal, I will use it everywhere. It is much safer, you don't have to share your info or credit card number because you just need an email, it is faster and allows payment all over the world.
     
  6. PedroP

    PedroP Member

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    I use paypal mostlt becaus i find it the easier to use, and less complicated service. I ger paid through it because otherwise i'd have to pay extra taxes to my bank and wait longer to recieve my
    money.
     
  7. mfin

    mfin New Member

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    I personally prefer using Paypal as my payment method over credit card. Below are my reasons as to why:
    1. Paypal is much secure than credit card as it also offers fraud protection aside from the credit card security measures over fraud.
    2. Paypal does not divulge your credit card number when shopping online.
    3. Paypal offers convenience and flexibility as you can set up multiple bank accounts, credit cards or debit cards. It also has a mobile app that one can download available on IOS and Android.
     
  8. Arwa

    Arwa New Member

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    For me I prefer Paypal, I see it easier and have many features. Paypal considered as the general world leader in online payment solution. 82% of people use Paypal in their online work or payment.
     
  9. BelindaMT

    BelindaMT New Member

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    Here in my country using paypal is limited. There are sites or establishment that does not accept paypal as a mode of payment. In case it is accessible to use everywhere here in my country, I would probably use my paypal account because it's friendly to use.
     
  10. ecole11j

    ecole11j New Member

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    I definitely prefer PayPal. I feel like it offers a lot better consumer protection if something were to go awry with my purchase. It's more convenient than having to enter my credit card information to make a purchase, and feels more secure. I have my credit card linked to my PayPal, so in terms of getting rewards points it's pretty much the same difference.
     
  11. Vincent Mari

    Vincent Mari New Member

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    If you have funds and dont want interest or other fees you may want to choose paypal but the advantage of credit card it is much more easier to transact than paypal.but be weary and vigilant because there are many fraudster out there. :)
     
  12. argel241

    argel241 Member

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    I used to like PayPal until I got an issue for withdrawing my funds from Paypal.Until now it still unsolves issue so I was thinking to close my account and start over.So, if you ask me PayPal or credit card, for now, I choose the credit card.
     
  13. PedroP

    PedroP Member

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    Yes, we face the same issues here. I like Paypal because I can earn my money in dollar and convert it in my currency and transfer to my bank. No other online system allowed me to do such a thing in such a short time
     
  14. NickJ

    NickJ New Member

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    I use both. My debit card company makes you pay a penalty if you don't use your card for 90 days. So whenever I can I use my debit card to purchase things online and offline. Particularly for vendors online who don't take Paypal. I mostly use Paypal for e-bay purchases and paying hosting fees.